Employer Benefits:

Individual Benefits: Partner Services: HBS Consulting Services:

Health Insurance (PPO, POS, HMO)
Prescription Drugs
Short Term Disability
Voluntary Benefit Plans
Long Term Disability
Voluntary Benefit Plans
Long-Term Care
Critical Illness Insurance
COBRA Administration
Health Reimbursement Arrangement(HRA)
Health Savings Account (HSA)
Flexible Spending Account (FSA)

Health Insurance
Disability Insurance
Life Insurance
Long Term Care Insurance
Dental Insurance



Financial / Estate Planning
HR Services
Workers Compensation
Worksite Wellness Coaching by Registered Dietitian

Evaluate existing plans based on current needs and future trends.

Analyze current employer costs and ensure the employee benefit plan aligns with strategic goals and budget.

Identify and evaluate third party carriers to develop a creative benefit plan.

Negotiate with third party carriers on behalf of management.

Assist with the employee enrollment process through multiple communication channels.

Act as a liaison between the insurance carrier and employer.

Provide employer management assistance with collective bargaining negotiations.

Provide additional partner services to exceed the expectations of the HBS clients.